Green Retirement
Save Money, The Planet, and Your Retirement.
"Lifestyle changes can curb climate change."
- Rajendra Pachauri, winner 2007 Nobel Peace Prize, January 15th 2008 Paris.Retirement and the Environment
When you think about retirement, saving the planet, probably doesn't cross your mind. However, retiring is possibly the single best act, you can take to help reduce global warming. And by switching your thinking to conservation, you will be able to save hundreds of thousands of dollars, and retire years earlier than you imagined.
Our planet is in crisis. Global warming, wars for oil, toxic food, disappearing species, polluted air and water. And that's just the beginning of the list. The debate now, is not whether we have a problem, but what can be done to reverse this destructive trend. Individuals, societies, governments, and corporations are all grappling with this changing reality, and trying to discover solutions to save our planet and themselves.
The underlying cause, of our global humanitarian crisis, is over consumption. And the solution, to bring us back into harmony with our planet, is to reduce our consumption. By retiring, your consumption of the earth's natural resources, will instantly and dramatically decline.
Consumption Assumption
Americans constitute 5% of the world's population, yet we consume 25% of the earth's natural resources, the problem and the solution lies within us. We are a consumption based economy, our economic growth is dependent, on an ever increasing rate of consumption. And we are busy exporting this economic model, to the rest of the world, leading to a quicker descent into environmental catastrophe.
There is another word for over consumption, using more than you need, and that word is waste. And one of the things that is being wasted, besides our resources, is your retirement.
The current approach to retirement, is to accumulate a tremendous amount of wealth, in order to continue your consumption patterns in retirement. It is retirement based on consumption, and not only is it harmful to our planet, but it will cause you to work longer and save more money than is necessary for your retirement.
The retirement industry calculates your retirement, using the assumption that you will consume 70% - 80% of your current income, annually in retirement. It's a "Consumption Assumption" and it's a guess! It is an assumption based on an assumption that you will remain hyper consumers upon retiring. This retirement industry calculation is not only a guess, it is logically and mathematically wrong, your retirement is being calculated on a false assumption.
Conservation and Retirement
Conservation is the key to saving our planet and your retirement. By reducing your consumption, and instead conserving your income and wealth, you will be able to retire years earlier with less savings.
By consuming (spending) less and conserving (saving) more, in your pre-retirement working years, you will accumulate more wealth enabling you to retire sooner. By consuming (spending) less, in your retirement years, you will need less savings to pay for your retirement.
As you can see, conservation has a double-bonus, allowing you to retire years earlier and with less savings.
Our free retirement guide, has numerous examples, of the power of conservation on your retirement. Including the impact of your car, cell phone, gym membership and more. Not only, in terms of the true cost to your retirement, but also in terms of working years required. For instance, your car will require nearly $200,000 in additional savings, or over 7 years of working. Your car commute costs $5,000 a year, which could be going into retirement savings, the environmental cost of your car commute is incredibly negative.
iPlan Retirement
Conservation is the central idea, and the motivation, behind iPlan Retirement. We use a very simple mathematical formula that takes the guessing out of retirement planning.
The current retirement industry approach is based on consumption and guessing - the iPlan retirement approach is based on conservation and math. Our unique approach, is not only good for the planet, but it may also save your retirement. Learn more about our Retirement Planning Services. Read our Green Retirement Press Release. Take a look at our Free Retirement Tools. Whatever you do...
Do the World a Favor and Retire!
iPlan Retirement
401 Richmond Dr. #206, Millbrae CA 94030
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