Early Retirement Blog

Do you find free retirement calculators depressing? You enter your data into the retirement calculator and discover that you are going to need more money for retirement than you’ll ever be able to save. Most traditional retirement planning calculators use your salary to calculate your retirement savings needs.   A formula which over-estimates your retirement [...]

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I Want You to Retire! “…there’s just something – make that lots of things – wrong… with retiring at 55, 62 or even 65. I would go so far as to call it profoundly selfish and unpatriotic.” So writes Andrew Yarrow, in the March 26th edition, of the Baltimore Sun. Read the full article here. [...]

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Alert! Social Security and Medicare are under attack. President Obama’s Budget Deficit Commission and Congress, at the behest of Wall Street, is planning a Christmas Eve massacre of Social Security and Medicare.  Unfortunately, we do not have until Christmas, to stop these criminals from robbing Americans of these vital retirement programs. If Social Security and [...]

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In a recession – don’t delay your retirement. Home values, and stock market values have dramatically declined, and many Americans are choosing to delay their retirements. Wrong strategy.  Americans should be accelerating their retirements. Delaying retirement may leave a person in worse financial condition than if they retire now. Remaining at work and contributing to [...]

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Do you like Sushi? Hundreds of thousands of Americans, no one knows the exact number, have chosen to retire overseas. Some are happily retired abroad – others not so happy. Is an overseas retirement for you? Take this quiz and find out if retiring abroad will work for you. 1) I like Sushi, Thai, Mexican, [...]

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The Federal Reserve on March 18, 2008, lowered a key interest rate by a dramatic 3/4 percent, the Dow responded by rising over 400 points. Great news for stock market investors. Bad news for retirees whose investments are largely in bonds, treasuries, and money market accounts. Making matters worse for the retired, and those about [...]

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For most Americans, their house, is their largest retirement asset. One of the biggest questions in retirement planning involves – “What to do about the house?” If you live in your house, it is an asset, that produces negative income. Besides the place where you live, a house is also an investment, just like a [...]

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You are in love – you are planning to get married. You have discussed children, where you want to live, religion, your honeymoon, and many other subjects regarding your future lives together. Have you talked about retirement? Do you, and your soon to be spouse, share the same retirement goals? In romance opposites may attract, [...]

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The cost of health care in retirement is, without a doubt one of the largest concerns, for people planning their retirements. Fidelity Investments released the results of their annual study, and determined that a couple retiring at the age of 65, would require $225,000 in retirement savings to cover the cost of health care. A [...]

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Retire in San Francisco with less than $400,000 in savings! The experiment to discover how much savings is required to retire in one of the Top Ten Neighborhoods in the nation, in the second most expensive city in the U.S., is over and the results are illuminating. Retiring in North Beach / Telegraph Hill San [...]

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