Early Retirement Blog

If you find yourself at age 50 or over, with little or no retirement savings, do not give up hope.  You can still retire on time if you accelerate your retirement savings plan. Instead of saving a fixed amount each month, using the method I created in How to Save $1 Million, where you start [...]

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The Wall Street Journal  has a depressing article on the jobs prospects for unemployed Baby Boomers, and the impact the recession is having on Boomer retirement savings.  Millions of unemployed boomers are either, delaying their retirements, eating away at their retirement savings, or taking low paying jobs to survive. From the article it would appear [...]

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CNN Money has an interesting article profiling several kids who are saving for retirement.  Which made me think, maybe parents should skip the college fund, and instead start their kids’ retirement fund when they are born. If you put $100 per month into your child’s retirement fund, starting when they are born until they turn [...]

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Want to beat Wall Street?  Occupy Retirement Planning.  Wall Street banks and mutual funds use retirement planning to rob millions of Americans out of billions of dollars every year.  Expensive and worthless retirement planning, high fees and commissions, a retirement formula that keeps Americans working longer than necessary, are just a few of the ways [...]

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Even though the United States is teetering on the brink of an economic depression, millions of workers over the age of 50 are being forced into early retirement, because they have been laid-off  and can’t find jobs. Here are  3 steps every laid-off worker considering early retirement should take. Step 1 Calculate How Much You [...]

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Americans pay billions of dollars in fees, $500 billion each year, to the mutual fund industry for inferior performance. Why do Americans pay high fees to mutual fund companies?  When for less than $30, and in less than 30 minutes per year, they can outperform 90% of actively managed mutual funds,  and save hundred or [...]

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Retirement Planning is, get ready, Romantic. Think about it.  If you are a couple, who has been together for a while, when was the last time you dreamed together?  When you had children?  When you met?   Retirement planning is an opportunity for couples to dream together again. You get to dream about where you want [...]

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While in romance, opposites may attract, when it comes to retirement planning, opposites can distract.  Have you had the couples talk about retirement planning? You may be surprised to learn that you and your spouse or partner do not share the same ideas, plans, or dreams, when it comes to the retirement part of your [...]

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If you are planning on retiring in 2011 – what are the retirement planning  steps you need to take?   What do you need to do to make sure you have a successful retirement? Here are the 5 steps you need to take if you plan to retire this year. Calculate How Much You Can Safely [...]

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If you are frugal, then congratulations, you can retire early.  A frugal lifestyle is the secret to achieving an early retirement.  Being frugal before you retire enables you to save more for retirement.  Being frugal when you retire enables you to retire with less savings.  Being frugal enables you to retire with a lot less [...]

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