Early Retirement Blog

Do you feel like you are a wage slave? Do you feel like the harder you work, the more you earn, financial freedom becomes harder and more difficult to achieve?  The reason you feel like a wage slave is because, by mathematical design, you are a wage slave. Wall Street investment firms, mutual funds companies, [...]

[Read more →]

Get rich saving the planet? Absolutely. Here are 10 simple green ways you can save $1 million and the planet! In only 20 years, at an average annual return of 9% on your savings, you can save a lot of green by going green. 1.  Bottled Water – Stop wasting money and the environment drinking [...]

[Read more →]

Emily Brandon of U.S. News and World Report, has a great article titled, “21 Ways to Cut Expenses in Retirement“.  Many of her suggestions, such as getting rid of one car in retirement have already appeared here on the retirement blog, but she does a great job of putting them together on one list. What [...]

[Read more →]

If you are one of the millions of American workers who has very little to no retirement savings, and who earns less than $50,000 per year, I have developed two simple savings plans which will easily allow you to go from zero savings to $1 million dollars in 20 years –   The $500 Plan [...]

[Read more →]

Get Out of Debt and Retire Early! Paying off your debt is one of the best investments you can make. Every extra dollar you use to pay off a 13% credit card debt is the equivalent of earning a guanteed return of 13%   Paying off your debt is one way to earn high returns [...]

[Read more →]

Can a Hippy Retirement be the secret to an Early Retirement? Could going back to the simple low consumption lifestyle of their hippy youth, be the solution to the retirement disaster, facing the  baby boom generation? When the American Baby Boom generation was getting all groovy 40 years ago, the high-water mark for the American [...]

[Read more →]

Today is Your Financial Independence Day Over two centuries ago, on the 4th of July 1776, Americans declared their independence from the British empire. This 4th of July you can declare your independence from the Wall Street empire. Just as only a small portion of the American population gained true independence on that fateful day [...]

[Read more →]

Planning your own retirement is easy, really it is, Wall Street makes it complicated and confusing on purpose.  All you need to plan your own retirement is 3 pieces of paper, a pencil, and a calculator.  Why pay a financial planner a lot of money, receive a worthless guess, when you can plan your own [...]

[Read more →]

How much savings do you need for retirement? Traditional retirement planning says that you need to be able to spend, the equivalent of 70%-80% of your current salary, every year in retirement.  Is that correct? No, it is not, it is a complete guess.  And this guess, causes most people to save more than is [...]

[Read more →]

I’ve been coming across “Secret” followers on various social networking sites.   They seem like really friendly folks, who want to share the message of the “Secret”, with anyone and everyone.   I’ve seen the Secret movie, and I maybe dense as lead, but I have no clue what this “Law of Attraction” is all [...]

[Read more →]