Early Retirement Blog

Investing is for idiots, dummies, and fools.  Why?  Because unless you answer yes, to any of  the following questions, the odds are 90% that you will do worse by actively investing instead of simply maintaining a proper asset allocation. Are you.. A senior executive at Goldman Sachs, J.P. Morgan, or one of the top 20 [...]

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What is the best asset allocation model? This article will teach you how to easily, cheaply, and properly allocate your assets.  An asset allocation model that beats 90% of all mutual funds and money managers, saves you thousands of dollars, and insures that you don’t run out of savings during retirement. This is the third [...]

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Asset Allocation is one of the most important, misunderstood, and abused aspects of retirement planning.  Get it wrong and you could run out of savings during retirement.  Properly allocate your assets, and you could enjoy a worry free retirement, beating 90% of mutual funds and money managers. In part 1 of Asset Allocation, I explained [...]

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Asset allocation is one of the most important, misunderstood, and easiest parts of retirement planning. This three-part article will describe how, in less than 30 minutes and $30 per year, you can properly allocate your assets, and have your investments out-perform 90% of mutual funds. First, before you learn how to easily and cheaply allocate [...]

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The retirement industry doesn’t include, in their asset allocation models, perhaps your largest asset – huh? To refresh your knowledge of asset allocation, the goal of asset allocation is to minimize your risk, and enhance your returns. You want to diversify your assets, so that your overall portfolio, is not concentrated in one asset type. [...]

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