Entries Tagged as 'Retirement Investing'
In a recession, don’t delay your retirement, accelerate your retirement.
Although it is not yet official, most economists and the public, believe the United States is headed for a recession. Some are predicting the severest recession since the great depression 75 years ago. Home values, and stock market values have already declined, and many Americans are […]
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Tags: Retirement Investing
The Federal Reserve on March 18, 2008, lowered a key interest rate by a dramatic 3/4 percent, the Dow responded by rising over 400 points. Great news for stock market investors. Bad news for retirees whose investments are largely in bonds, treasuries, and money market accounts.
Making matters worse for the retired, and those about to […]
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Tags: Retirement Investing
Learn to live a car-free care-free life!
Cars hurt more than the environment - they also cause damage to your retirement. Everyone by now, already knows that cars produce a tremendous amount of CO2, which causes global warming. What most people don’t realize, though, is the damage a car can do to your retirement.
Cars are expensive […]
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Tags: Retirement Investing
The economy is entering into recession, the stock market is dropping, the Federal Reserve keeps lowering interest rates. In such an abysmal investing environment how can you earn high rates of return?
You can earn 10%, 25%, maybe even 50% on your retirement savings returns - guaranteed. If you are planning your retirement and have a […]
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Tags: Retirement Investing
This evening at a convenience store, the woman in front of me said to the store clerk, “This is the winning lottery ticket - the one that’s going to let me retire - right?” And earlier in the day, while signing up for a blog service, I came across a fellow retirement blogger’s site who […]
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Tags: Retirement Investing
New years is almost here, and one of the top New Years resolution, is always to quit smoking. There are many reasons to quit smoking, and here’s another reason you may not have thought of, the impact of smoking on your retirement.
You know that smoking costs you a lot of money, it may be one […]
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Tags: Retirement Investing
Your retirement accounts, 401k’s and IRA’s, are not a retirement plan. Putting money into your retirement accounts, even regularly, is not a retirement plan.
This slight variation in wording, retirement account vs. retirement plan, leads many Americans to believe that opening and contributing to a 401k or an IRA is a plan for retirement. It […]
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Tags: Retirement Investing
The retirement industry doesn’t include, in their asset allocation models, perhaps your largest asset - huh? To refresh your knowledge of asset allocation, the goal of asset allocation is to minimize your risk, and enhance your returns. You want to diversify your assets, so that your overall portfolio, is not concentrated in one asset type. […]
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Tags: Asset Allocation
The retirement industry uses your “Starbucks” coffee habit, to illustrate how even small amounts of money, can have a large impact on your retirement. In the retirement industry example, they point out that if you took the money you spend in coffee, and invested it instead with them, after so many years of compounding returns […]
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Tags: Retirement Investing