Early Retirement Blog

The Obama Factor Update: November 5th, 2008.  Well Obama won, and the stock market went down, will we see an Obama stock market rally over the next few months?  Let’s track it, the Dow is at 9500, I’ll check back on December 5th.  The original article starts in the next paragraph. Should you vote for [...]

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In times of economic turmoil money flows into the lowest risk investments. That used to be the U.S. Dollar and U.S. Government Bonds, but with a massive economic crisis in the United States, where does money find safety? Is gold in your retirement portfolio? Many investors buy gold believing that it will provide a hedge [...]

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Retirement investors should be cautious following Thursday’s 400 point stock market rally.  After two days of plummeting share prices, the 4% rally on September 18, 2008, shows all the indications of being a dead cat bounce.  What is a dead cat bounce? Wikipedia describes it as follows: “A dead cat bounce is a term used [...]

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Everyone, let’s all toast the Federal Reserve today, and I mean that in the nicest way.   The decision not to raise rates by the Federal Reserve, and the Treasury’s decision not to bail out Lehman Bros. over the weekend, should put to a close the latest ugly chapter in this credit crisis novel.   [...]

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Monday, September 15th 2008, and why is it always Mondays, may witness an historic stock market crash. Regardless, of whether the stock market collapses or not, it will be a bad day for brokers around the world, as nervous investors stalk them over the phone and in person. Frightened retirees, will be hounding their brokers, [...]

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Should I retire in a recession? Recent losses in the stock and housing markets, predictions of a prolonged recession, and a dramatic rise in food, health and fuel costs, have caused many Americans to push back their retirements. Dashing hopes of an early retirement, and resigning themselves to waiting until they are eligible to receive [...]

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Going Green to help your retirement is what Green Retirement Planning is all about. Here are 2 green ideas that can save you $1500 per month in retirement savings, which after ten years, will bring you $300,000 closer to retirement. 1) Get rid of your house If you have a big mortgage, moving from your [...]

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High oil and gasoline prices, are causing price inflation across many sectors of the economy, negatively affecting the incomes of retirees. From food to fuel and everything in between, retirees and everyone else are paying more, while incomes from salaries and retirement savings remain stagnant. This situation may be about to change. Recent developments suggest [...]

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In a recession – don’t delay your retirement. Home values, and stock market values have dramatically declined, and many Americans are choosing to delay their retirements. Wrong strategy.  Americans should be accelerating their retirements. Delaying retirement may leave a person in worse financial condition than if they retire now. Remaining at work and contributing to [...]

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The Federal Reserve on March 18, 2008, lowered a key interest rate by a dramatic 3/4 percent, the Dow responded by rising over 400 points. Great news for stock market investors. Bad news for retirees whose investments are largely in bonds, treasuries, and money market accounts. Making matters worse for the retired, and those about [...]

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