Green Retirement

Green Retirement ends wage slavery.  Traditional retirement planning uses your salary to determine your retirement savings needs.  To calculate the amount of savings you need for retirement, traditional retirement planning assumes that you will need to spend 80% of your salary, every year in retirement.  This commonly used formula for calculating retirement savings, used by the vast majority of financial planners and online retirement calculators, not only over estimates your retirement savings needs, by design it turns you into a wage slave.  With every wage increase you receive, retirement and financial independence, becomes harder and harder to achieve.

Here is how wage slavery works: Say your salary is $80,000 per year.  Using the traditional retirement planning formula you will need $1,600,000 to retire.  Next year you get a 5% raise.  Your salary has increased to $84,000 per year and now you will need $1,680,000 to retire.  A 5% raise on an $80,000 per year salary increases the amount of retirement savings you need by $80,000.  After ten years of 5% raises, the amount of savings you will need for retirement will increase to $2,600,000, that is a million dollars more than you needed only ten years earlier.

The traditional retirement planning formula uses your salary to keep you working, every time your salary goes up so does the amount of savings you need, making it virtually impossible to ever retire.

Green Retirement ends wage slavery by changing the way retirement savings is calculated,  giving you control over your your retirement savings needs, ignoring completely your irrelevant salary.  How much you spend in retirement determines how much savings you need for retirement, you control how much you will spend in retirement, therefore you control how much savings you need for retirement.

By adjusting your retirement budget, you can control how much savings you need, and when you can retire.   Lower your retirement budget to retire earlier, or work longer and save more, to support a higher retirement budget.  The point is that you control your retirement, not your salary, you are no longer a wage slave.

For example: If the couple who earns $80,000 per year, creates a $2,250 per month retirement spending budget, using Green Retirement they will discover that they only need $600,000 to retire.  A million dollars less than traditional retirement planning calculates.  Millions of American workers, who use traditional retirement planning, are working years longer than necessary.  Trapped by a formula that turns them into wage slaves.

On the Green Retirement website,  try our Free Retirement Calculator, where you can discover how much savings you really need for retirement, and compare Green Retirement to traditional retirement planning.   You can also find out when you can retire by trying our Free Retirement Planning.

Green Retirement ends wage slavery,  giving you control of your retirement, and your financial independence.  Spread the Word.