Early Retirement Blog

Do you find free retirement calculators depressing?  You enter your data into the retirement calculator and discover that you are going to need more money for retirement than you’ll  ever be able to save.  An American worker with an $80,000 per year salary will be told, by a traditional retirement calculator, that he or she will need $1,600,000 to retire.   An amount  that the vast majority of American workers earning $80,000 per year will never be able to save, and therefore will be told learn, that they can never retire.

Most traditional retirement planning calculators use your salary to calculate your retirement savings needs.  A formula which over-estimates your retirement savings needs, forcing you to work longer, turning you into a wage slave.  That’s depressing and that’s traditional retirement planning.

Green Retirement calculators are happy calculators, enabling you to retire with much less savings, many years earlier, calculators which put you in charge of your retirement savings needs.  With Green Retirement calculators, you decide how much savings you need for retirement, and when you want to retire.

On the front page of the Green Retirement website, you will find a calculator that determines how much retirement savings you need, and compares Green Retirement to traditional retirement planning calculators.  You should find that the Green Retirement result is hundreds of thousands less than traditional retirement planning.

There is also our Green Calculator, which calculates the positive financial benefit of reducing your consumption, showing you how much you can save for retirement, and how much less savings you will need in retirement by getting rid of an expense.  For example, getting rid of your bottled water habit could give you $20,000 in additional retirement savings after 20 years, and allow you to retire with $9,000 less in retirement savings.

You can find all of our Green Retirement calculators  here – Free Retirement Calculators.  And, don’t forget to try our Free Retirement Planning, to discover when you can retire.