Retirement Blog

Green Retirement Planning claims that you are wealthier than you realize. When most people think of their wealth - they think of their net worth. Net worth is traditionally calculated as the total value of your assets i.e, house, investments, cars, cash etc. Your effective net worth may be much higher, even double, because the traditional net worth calculation does not include your hidden retirement wealth.

So, where is your hidden retirement wealth? Social Security, pensions, and other guaranteed retirement income. They can all be assigned an asset value, based on the income they provide, and be included in your effective net worth. For instance, if you receive $1,000 per month from Social Security, you would need an investment asset of $300,000 to provide the same income. If you receive $500 per month from a pension, you would need an investment asset of $150,000, to provide the same income.

If the value of your assets, house, investments, cars, etc., is $450,000, by including the value of your Social Security and pension payments, you have effectively doubled your net worth to $900,000. Just another example of how, with Green Retirement Planning, you are wealthier than you realize.

This is the Retirement Blog. Visit the Green Retirement Website to discover how you can retire with less savings, retire early, and help save the planet.