Green Retirement

I just published a new book on Amazon Kindle, “Million Dollar Difference! The Wall Street Wage Slave Formula That Keeps You Working”, available now for only 80 cents!  I would give it away for free, but $1.00 is the minimum you can charge for your book- Amazon Kindle discounted the book 20% as soon as it went on sale.

In any case, for less than a dollar my new Amazon Kindle book,  could save you a million dollars and enable you to achieve financial freedom.  A small price to pay indeed!

Publishing for the Amazon Kindle was relatively easy, some simple html that anyone can learn, and a photoshop cover and voila!  You’ve got a published book without the need for a literary agent, publishing house, query letters and a non-fiction book proposal.  You can write anything you want, without  getting anyone’s approval, or worrying about pleasing an editor.  And for this book, freedom to write, was the reason I chose to publish only on the Amazon Kindle.

My new Amazon Kindle Book threatens the most powerful and influential group in America - Wall Street.  “Million Dollar Difference!” exposes the formula that Wall Street uses to keep Americans as wage slaves, here is the introduction plus a little extra.

Introduction

Wall Street uses a simple formula that creates tremendous profits by turning generations of Americans into wage slaves. The Wall Street formula is designed to insure that working Americans can never achieve financial freedom.

The formula is not a secret. Almost every financial planner, money manager, mutual fund company, bank, 401k administrator, and others associated with Wall Street knows and uses the formula. Wall Street does not try to hide the formula, quite the opposite, it spends money advertising the formula on t.v. and the internet. The formula is regularly quoted in financial magazines, newspapers, and books. More than likely you already know the formula. The formula that keeps you and every other American working, the formula that makes Wall Street rich and turns you into a wage slave, is the formula used to calculate your necessary retirement savings.

You need enough retirement savings to support spending each year in retirement the equivalent of 80% of your current salary.

This well known Wall Street formula, forces the typical American worker to save a million dollars more than necessary for retirement, and work at least ten extra years before they can retire. What does a retirement formula have to do with your financial freedom? Retirement is the point when you no longer have to work to survive or support yourself. Retirement is financial freedom. By making retirement impossible, Wall Street guarantees that you will never achieve financial freedom, and will be forced into a life of perpetual wage slavery. Forced to keep paying Wall Street commissions and fees.

In “Million Dollar Difference” you will learn:

• How Wall Street Profits by Keeping You Working
• How The Wage Slave Formula Works
• How To Regain Control of Your Financial Future
• How To Beat Wall Street and Achieve Financial Freedom

This simple and easy to understand Amazon Kindle book will free you from a life of wage slavery, giving you the knowledge and tools you need, to control your financial future and achieve financial freedom.

Million Dollar Difference

For the average American couple with a combined salary of $80,000 per year, The Wall Street formula calculates based on their salary, that the couple will need $1,600,000 to retire. If the same couple creates a retirement budget, and determines that in retirement they will need to spend $2,250 per month, the couple will only require $600,000 in retirement savings. A million dollar difference!

What if the couple already has $600,000 in savings, enough to retire on their $2,250 budget, how much longer will they have to unnecessarily work because of the Wall Street formula? If they save $1,000 per month towards retirement, earning a 7% rate of return, to save the additional $1 million will require 12 more years of working. They will spend 12 more years commuting, 12 more years in a cubicle, 12 lost years that could have been spent in retirement. A dozen more years paying Wall Street commissions and fees.

Every month for the next 12 years, that they needlessly save $1,000 towards their retirement, Wall Street takes a piece. Mutual funds, money managers, 401k plans, financial planners, charge you varying fees and commissions to “help” you invest your savings. Multiplied by tens of millions of fellow working and saving Americans, Wall Street makes billions of dollars in profits every year, by keeping Americans working.

Millions of Americans are working right now who could otherwise be retired. Millions more are closer to achieving financial freedom than they realize. The latest 2007 U.S. Census Report on Household Net Worth, revealed that there were 15 million American households with a net worth over $500,0000, 15 million Americans who could or were close to being able to retire. With the economic collapse soon following the report, that number has inevitably decreased, even so there are still millions of Americans who can stop working today.

As shocking as the over-estimation of required retirement savings produced by the Wall Street formula is, it is not how Wall Street turns you into a wage slave, to do that they use your salary.

And to find out how Wall Street uses your salary to enslave you, and read the rest of the story, you are going to have to go to Amazon Kindle and get “Million Dollar Difference!“.   If you don’t have an Amazon Kindle, you can still achieve financial freedom, by using the Free Retirement Calculator on  the Green Retirement Website