Green Retirement Blog

The economy is entering into recession, the stock market is dropping, the Federal Reserve keeps lowering interest rates. In such an abysmal investing environment how can you earn high rates of return?

You can earn 10%, 25%, maybe even 50% on your retirement savings returns - guaranteed. If you are planning your retirement and have a 401k retirement plan at work, many companies match contributions up to a certain percentage level, offering you the opportunity to earn high returns. Even if you are investing in a cash money market account, you can earn high rates of return, simply by investing in your company 401k plan.

Take advantage of your company’s matching contributions, to earn high rates of return, even in a conservative investment such as cash. There are few opportunities to earn such high, consistent rates of return, without being aggressive and reckless.

If you are already retired, you can instantly earn a 10% return on your retirement savings, by reducing your spending by 10%.  Your spending is a function of your savings. If you reduce your spending by 10%, you have effectively, earned a 10% return on your savings. When the stock market and bond market are producing low returns, spending a percentage less, is the equivalent of earning a percentage more.

These are simple suggestions for how to earn big returns, for those planning to retire, as well as the retired. A recession has a nasty effect on retirement investments, but following these two methods, can still lead to positive high returns for your portfolio.

For more information on how you can better plan your retirement, in a recession or not, visit the Green Retirement Planning Website.