Green Retirement

Celebrate Labor Day 2009 by retiring early.  American workers will be enjoying a day off from work this Labor Day, not knowing that millions of American workers, could be enjoying every day off from work.  Millions of Americans, who could otherwise be retired, are unnecessarily working.

The reason is that most American workers use the traditional retirement planning formula to calculate their retirement savings needs.  A formula that uses their salaries to calculate their retirement savings needs, which over-estimates the amount of savings they need to retire, by hundreds of thousands of dollars.  Forcing Americans to work many unnecessary extra years.

Millions of American workers, who could otherwise be retired, are needlessly delaying their retirements.  Stressed out and financially damaged by the economic collapse, American workers are staying in their jobs, even though they could be enjoying their retirements.

This Labor Day, spend a couple of hours on your day off, to find out how you can enjoy every day off from work.  Green Retirement is a new formula and method that is not only more accurate than traditional retirement, but also enables you to retire years earlier and with much less savings, by calculating the positive financial benefit living a green lifestyle has on your retirement savings needs.

For example, an American couple that earns $80,000 per year will need $1,600,000 to retire, according to traditional retirement planning.  If the same couple creates a $2,500 per month retirement budget, Green Retirement calculates that they will need $750,000 to retire, almost a million dollars less in retirement savings!

Green Retirement determines how much savings you need for retirement based on how much you will spend in retirement.  You control how much you will spend in retirement, therefore you control how much savings you will need for retirement, and when you can retire.  If the couple reduces their monthly retirement budget by $250, they reduce the amount of savings they need to $675,000, enabling them to retire even earlier.

Using Green Retirement, if you lost 20% of your net worth in the economic collapse, you do not need to delay your retirement, you simply need to reduce your retirement spending by 20%.  Traditional retirement planning does not allow you to control your retirement savings needs, if you earn $80,000 per year, you and every American worker who earns $80,000 per year needs $1,600,000.  So, if you lose 20% of your net worth you can’t retire, you must keep working until you achieve $1,600,000.

Here are a few Green Retirement links that could positively change your life this Labor Day:

Learn How to Retire Early by Going Green
Try our Free Retirement Calculators
Read Why You Should Retire in a Recession

So, this Labor Day weekend, spend a few minutes of your time, to find out if you can retire today, and learn how you can retire early by going green.