Green Retirement

If you regret that you did not retire before the economic collapse, recent developments in the stock and housing markets are giving you a second chance at retirement, do not make the same mistake twice by delaying your retirement yet again.  Take advantage of the recent economic recovery and retire before the situation changes.

Two year ago, before the economic collapse, I wrote an article titled “Retire Now or Never.”  Since that time, Americans have lost over $10 trillion of their net worth, and many individuals chose to delay their retirements in hopes of recovering their retirement savings.  While the stock market and housing values have not regained their previous highs, the recent rise in stock prices and the bottoming of the housing market, is an opportunity for you to lock in the gains and retire.

If you are greedy, and further delay your retirement in hopes of completely restoring your previous net worth, you may end up missing your last chance at retirement.  The idea that you will achieve the net worth you enjoyed, when the housing market and stock market were at the peak of their credit induced artificially inflated bubble values, is both a foolish and dangerous gamble with your retirement savings.

Their is good reason to believe that the current recovery in the stock market, and the bottoming of the housing market, is artificial as well.  That the recovery we are currently experiencing, has been produced by massive government stimulus spending, and historically low interest rates.  Neither of which can be sustained in the long run, and may only have the effect of producing a short-term recovery, followed by another large drop in the stock and housing markets.

Right now the U.S. Government is printing money, to buy U.S. Government debt, to pump money into the economy.  The Federal Reserve is robbing Peter to pay Paul.  At some point it will have to stop.  At some point a choice will have to be made by the Federal Reserve and the Treasury.  A choice between hyper-inflation or very high interest rates.  Either way, when the time comes, you will pay the price.  Both outcomes will have a negative impact on both the stock and housing markets.  So why wait?

Visit the Green Retirement website and try the Free Retirement Calculator, find out how much savings you really need to retire, and use the Green Retirement method to create a retirement plan.  Green Retirement enables individuals to retire with less savings, and years earlier, than is possible with traditional retirement planning.  So, even if you were hurt by the economic collapse, you may discover that you still have more than enough savings to retire.

Also Read: Retire in a Recession