Early Retirement Blog

Happy Halloween! Would you like a retirement trick or treat? If you use traditional retirement planning – you are in for a trick.   If you use Green Retirement – then you are in for a treat!

Traditional retirement planning tricks you into working longer than necessary.   The formula used by almost all financial planners, over-estimates your retirement savings needs, and by design turns you into a wage slave.

The traditional retirement planning formula uses your salary to calculate your retirement savings needs, every year you get a raise in your salary, the amount of savings you need also goes up.   And up, and up.   If you earn $80,000 per year, and you get a 5% raise, the amount you need to retire also goes up by $80,000 – from $1,600,000 to $1,680,000.

It is virtually impossible to actually ever retire using traditional retirement planning.   Now for the treat!

Green Retirement is a new formula that puts you, not your salary, in control of your retirement.   Your salary is irrelevant, you determine how much savings you need, and when you want to retire.   Not only can you retire earlier with Green Retirement, you can retire when you want to, you do not need to delay your retirement.

See for yourself.   You can compare how much savings you need to retire using traditional and Green Retirement Planning, and find out when you can retire, on the Green Retirement website.   Boo! Happy Halloween.