Searching for a San Francisco retirement planner, you will encounter good financial and retirement planners, and not so good retirement planners. However, all San Francisco retirement planners share one thing in common, the formula they use to calculate your retirement savings needs is wrong.
Traditional retirement planners in San Francisco, or any other city in America for that matter, use a faulty formula that over estimates the amount of retirement savings you actually need. Not only does the traditional consumption based formula, force you to save more for retirement, it also delays your retirement by several years.
The traditional retirement formula guesses that your expenses in retirement, will be equal to 70% to 80% of your current salary, it is an inaccurate estimate of your actual retirement savings needs.
Not only is traditional retirement planning inaccurate, it is also very expensive, usually $1500 per retirement plan.
This is the way it has always been, but retirement planning in San Francisco is about to change for good, Green Retirement Planning is available in San Francisco.
Now people who live or work in San Francisco can receive affordable and accurate retirement planning services. Green Retirement Planning enables you to safely and accurately retire, in many cases, with hundreds of thousands of dollars less in savings.
Green Retirement uses a new, and much more accurate method, of calculating your retirement savings needs. How much you spend in retirement determines how much savings you need for retirement.
Green Retirement Planning is useful for everyone, in any stage of retirement, from college grads to seniors. And it is especially helpful for people who plan to retire early.
Why is it called “Green” Retirement Planning? Because, the Green Retirement method was first developed to encourage people to choose a low consumption lifestyle, to enable them to retire early, thus reducing global warming. Retirement is the best action you can take to help save the planet.
However with an economic collapse resulting in depleted retirement accounts, Green Retirement Planning is needed not just to save the planet, but also to help save people’s retirements.
Visit the Green Retirement Planning website, to learn more about this revolutionary new retirement method, and to schedule an appointment.
Also Read:
How to Retire Early
Free Retirement Calculators
2 responses so far ↓
1 carol stanley // Oct 18, 2008 at 4:04 pm
All very interesting..but how accurate. Most people like having luxury and are willing towork a little longer to keep their current lifestle..
2 Green Retirement // Oct 20, 2008 at 5:40 am
Carol:
Thank you for your comment and for reminding me of something I forgot to mention in the article. Traditional retirement planning promotes a “Luxury” lifestyle, or as I prefer, an over-consumption lifestyle. Look at all the retirement books and magazines with the word “Rich” in their title. It’s all about greed.
In reality, traditional retirement creates an elusive target, which most Americans will never achieve. With traditional retirement planning you get penalized for being successful.
If you make $80,000 per year, traditional retirement planning calculates, that you will need $1,600,000 to retire. If you get a $10,000 raise next year, your retirement savings needs goes up to $1,800,000, a $200,000 increase. How long will it take you to save an additional $200,000?
Traditional retirement planning is illogical and inaccurate. It’s nothing more than a sloppy guess.
Thanks,
Ramsay Mameesh
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