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	<title>Comments on: San Francisco Retirement Planners</title>
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	<description>Learn How To Retire Early</description>
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		<title>By: Green Retirement</title>
		<link>http://www.iplanretirement.com/retirementblog/san-francsico-retirement-planners/#comment-578</link>
		<dc:creator>Green Retirement</dc:creator>
		<pubDate>Mon, 20 Oct 2008 12:40:43 +0000</pubDate>
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		<description>Carol:
Thank you for your comment and for reminding me of something I forgot to mention in the article.  Traditional retirement planning promotes a &quot;Luxury&quot; lifestyle, or as I prefer, an over-consumption lifestyle.  Look at all the retirement books and magazines with the word &quot;Rich&quot; in their title.  It&#039;s all about greed.

In reality, traditional retirement creates an elusive target, which most Americans will never achieve.  With traditional retirement planning you get penalized for being successful.

If you make $80,000 per year, traditional retirement planning calculates, that you will need $1,600,000 to retire.  If you get a $10,000 raise next year, your retirement savings needs goes up to $1,800,000, a $200,000 increase.  How long will it take you to save an additional $200,000?

Traditional retirement planning is illogical and inaccurate.  It&#039;s nothing more than a sloppy guess.

Thanks,
Ramsay Mameesh</description>
		<content:encoded><![CDATA[<p>Carol:<br />
Thank you for your comment and for reminding me of something I forgot to mention in the article.  Traditional retirement planning promotes a &#8220;Luxury&#8221; lifestyle, or as I prefer, an over-consumption lifestyle.  Look at all the retirement books and magazines with the word &#8220;Rich&#8221; in their title.  It&#8217;s all about greed.</p>
<p>In reality, traditional retirement creates an elusive target, which most Americans will never achieve.  With traditional retirement planning you get penalized for being successful.</p>
<p>If you make $80,000 per year, traditional retirement planning calculates, that you will need $1,600,000 to retire.  If you get a $10,000 raise next year, your retirement savings needs goes up to $1,800,000, a $200,000 increase.  How long will it take you to save an additional $200,000?</p>
<p>Traditional retirement planning is illogical and inaccurate.  It&#8217;s nothing more than a sloppy guess.</p>
<p>Thanks,<br />
Ramsay Mameesh</p>
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		<title>By: carol stanley</title>
		<link>http://www.iplanretirement.com/retirementblog/san-francsico-retirement-planners/#comment-576</link>
		<dc:creator>carol stanley</dc:creator>
		<pubDate>Sat, 18 Oct 2008 23:04:04 +0000</pubDate>
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		<description>All very interesting..but how  accurate.  Most people like having luxury and are willing towork a little longer to keep their current lifestle..</description>
		<content:encoded><![CDATA[<p>All very interesting..but how  accurate.  Most people like having luxury and are willing towork a little longer to keep their current lifestle..</p>
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